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Unfortunately, not all insurance companies live up to their promises."}],"markDefs":[{"_key":"1aa91d4417eb","_type":"link","href":"https://www.jbplegal.com/personal-injury/"}],"style":"normal"},{"_key":"4e1b7a1dfcdd","_type":"block","children":[{"_key":"717040d129c00","_type":"span","marks":[],"text":"To ensure you receive fair treatment, it’s critical that you: "}],"markDefs":[],"style":"normal"},{"_key":"054a5d3289f9","_type":"block","children":[{"_key":"413d39f53fba0","_type":"span","marks":[],"text":"Understand the legal responsibilities of insurance companies"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"6b838fc41964","_type":"block","children":[{"_key":"d1c51fc528ae0","_type":"span","marks":[],"text":"Are aware of the tactics insurance companies use to evade those responsibilities"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"09e31bfc547b","_type":"block","children":[{"_key":"666e7cd1202c0","_type":"span","marks":[],"text":"Below, we've outlined the basic role of insurance companies in personal injury cases and some of the tactics they may use to avoid living up to their obligations."}],"markDefs":[],"style":"normal"},{"_key":"2e0bdf595b8c","_type":"block","children":[{"_key":"138ec294dd9b0","_type":"span","marks":[],"text":"Good Faith & Fair Dealings"}],"markDefs":[],"style":"h2"},{"_key":"dcec6b67125f","_type":"block","children":[{"_key":"ff2539d018920","_type":"span","marks":["strong"],"text":"What insurance companies "},{"_key":"ff2539d018921","_type":"span","marks":["strong","em"],"text":"should "},{"_key":"ff2539d018922","_type":"span","marks":["strong"],"text":"do:"},{"_key":"ff2539d018923","_type":"span","marks":[],"text":" Be fair and act in good faith. That means they should not unjustly deny or delay valid claims. "}],"markDefs":[],"style":"normal"},{"_key":"1beb2732b1da","_type":"block","children":[{"_key":"ff2539d018924","_type":"span","marks":["strong"],"text":"Tactics they may use instead:"},{"_key":"ff2539d018925","_type":"span","marks":[],"text":" Some insurers may use delay tactics, such as lengthy investigations or repeated document requests, to wear clients down or create frustration."}],"markDefs":[],"style":"normal"},{"_key":"64ea7da5b572","_type":"block","children":[{"_key":"7c7e527022eb0","_type":"span","marks":[],"text":"Provide Coverage"}],"markDefs":[],"style":"h2"},{"_key":"e103628321f5","_type":"block","children":[{"_key":"7f27784c83da0","_type":"span","marks":["strong"],"text":"What insurance companies "},{"_key":"7f27784c83da1","_type":"span","marks":["strong","em"],"text":"should "},{"_key":"7f27784c83da2","_type":"span","marks":["strong"],"text":"do"},{"_key":"7f27784c83da3","_type":"span","marks":[],"text":": Provide the coverage they guarantee in your policy—whether it be medical expenses, property damage, lost wages, and more."}],"markDefs":[],"style":"normal"},{"_key":"0bd633729c2f","_type":"block","children":[{"_key":"efb33c459e820","_type":"span","marks":["strong"],"text":"Tactics they may use instead"},{"_key":"efb33c459e821","_type":"span","marks":[],"text":": Insurance companies may resort to ambiguous policy interpretations and loopholes to unfairly deny claims and reduce their financial liability."}],"markDefs":[],"style":"normal"},{"_key":"07a067134cb3","_type":"block","children":[{"_key":"22d94fcf14550","_type":"span","marks":[],"text":"Prompt Claim Processing"}],"markDefs":[],"style":"h2"},{"_key":"cc552ec46a5e","_type":"block","children":[{"_key":"c36d684d3fb30","_type":"span","marks":["strong"],"text":"What insurance companies "},{"_key":"c36d684d3fb31","_type":"span","marks":["strong","em"],"text":"should"},{"_key":"c36d684d3fb32","_type":"span","marks":["strong"],"text":" do:"},{"_key":"c36d684d3fb33","_type":"span","marks":[],"text":" Acknowledge receiving your claim, conduct a thorough investigation, and provide a decision within a reasonable time frame."}],"markDefs":[],"style":"normal"},{"_key":"374e5ca5111e","_type":"block","children":[{"_key":"e9dfc334b1d10","_type":"span","marks":["strong"],"text":"Tactics they may use instead"},{"_key":"e9dfc334b1d11","_type":"span","marks":[],"text":": Instead of timely processing, some insurance companies drag out the claims process, causing additional stress and hardship for the client."}],"markDefs":[],"style":"normal"},{"_key":"5e068dbdee7e","_type":"block","children":[{"_key":"8c20d8d53a410","_type":"span","marks":[],"text":"Investigate and Evaluate"}],"markDefs":[],"style":"h2"},{"_key":"7535fff32f92","_type":"block","children":[{"_key":"6c5a66e6443e0","_type":"span","marks":["strong"],"text":"What insurance companies "},{"_key":"6c5a66e6443e1","_type":"span","marks":["strong","em"],"text":"should"},{"_key":"6c5a66e6443e2","_type":"span","marks":["strong"],"text":" do:"},{"_key":"6c5a66e6443e3","_type":"span","marks":[],"text":" Conduct a comprehensive investigation and evaluation of the claim. This may involve collecting evidence, interviewing witnesses, reviewing medical records, and assessing liability to determine coverage."}],"markDefs":[],"style":"normal"},{"_key":"33be45db1aa6","_type":"block","children":[{"_key":"5d40036de3250","_type":"span","marks":["strong"],"text":"Tactics they may use instead"},{"_key":"5d40036de3251","_type":"span","marks":[],"text":": Insurance companies often do not fully investigate personal injury cases to avoid rightful payoffs."}],"markDefs":[],"style":"normal"},{"_key":"9351980dd18d","_type":"block","children":[{"_key":"f63b340cdd200","_type":"span","marks":[],"text":"Fair Settlement Offers"}],"markDefs":[],"style":"h2"},{"_key":"649a2859f4b7","_type":"block","children":[{"_key":"ba87e3c0a04a0","_type":"span","marks":["strong"],"text":"What insurance companies "},{"_key":"ba87e3c0a04a1","_type":"span","marks":["strong","em"],"text":"should"},{"_key":"ba87e3c0a04a2","_type":"span","marks":["strong"],"text":" do"},{"_key":"ba87e3c0a04a3","_type":"span","marks":[],"text":": After determining that your claim is valid, insurance companies should make a fair settlement offer that covers medical expenses, property damage, lost wages, and more."}],"markDefs":[],"style":"normal"},{"_key":"fa48d6367ba1","_type":"block","children":[{"_key":"f98ddfb27bae0","_type":"span","marks":["strong"],"text":"Tactics they may use instead"},{"_key":"f98ddfb27bae1","_type":"span","marks":[],"text":": Rather than offering fair compensation, insurance companies may present lowball settlement offers that do not cover all of your losses."}],"markDefs":[],"style":"normal"},{"_key":"e9641e5952a6","_type":"block","children":[{"_key":"bc4aab295be60","_type":"span","marks":[],"text":"Clear Communication"}],"markDefs":[],"style":"h2"},{"_key":"b3ac3478f90c","_type":"block","children":[{"_key":"36d4daafbe2a0","_type":"span","marks":["strong"],"text":"What insurance companies "},{"_key":"36d4daafbe2a1","_type":"span","marks":["strong","em"],"text":"should"},{"_key":"36d4daafbe2a2","_type":"span","marks":["strong"],"text":" do: "},{"_key":"36d4daafbe2a3","_type":"span","marks":[],"text":"Maintain open and transparent communication with you. They should explain the claims process, provide updates on the claim's status, and offer clear explanations if a claim is denied."}],"markDefs":[],"style":"normal"},{"_key":"73ac54f376bc","_type":"block","children":[{"_key":"797200b3e1440","_type":"span","marks":["strong"],"text":"Tactics they may use instead"},{"_key":"797200b3e1441","_type":"span","marks":[],"text":": Inadequate communication or a lack of transparency may leave you in the dark about the status of your claim, causing confusion and frustration."}],"markDefs":[],"style":"normal"},{"_key":"6acad35cceba","_type":"block","children":[{"_key":"d43ed197f6670","_type":"span","marks":[],"text":"When Insurance Companies Fail, We Protect Your Rights"}],"markDefs":[],"style":"h2"},{"_key":"1f17c6247e4b","_type":"block","children":[{"_key":"cce45b5514100","_type":"span","marks":[],"text":"If your insurance company is not meeting these basic legal responsibilities, it’s critical that you contact our legal team. Our experienced personal injury specialists will advocate on your behalf, ensuring your rights are protected and your claim is handled appropriately."}],"markDefs":[],"style":"normal"},{"_key":"d4120cb5a853","_type":"block","children":[{"_key":"faeaa1a48e750","_type":"span","marks":[],"text":"To discuss your situation and plan your next steps, contact our office and "},{"_key":"faeaa1a48e751","_type":"span","marks":["strong","caf3fbfa5640"],"text":"schedule an initial consultation"},{"_key":"faeaa1a48e752","_type":"span","marks":[],"text":" now!"}],"markDefs":[{"_key":"caf3fbfa5640","_type":"form","formName":"Contact Us"}],"style":"normal"}],"author":{"image":{"asset":{"gatsbyImageData":{"images":{"sources":[],"fallback":{"src":"https://cdn.sanity.io/images/hn22l5cs/production/a4836534f6fd584608fc3c80ec2e60b4108d5dda-256x256.png?w=256&h=256&auto=format","srcSet":"https://cdn.sanity.io/images/hn22l5cs/production/a4836534f6fd584608fc3c80ec2e60b4108d5dda-256x256.png?w=256&h=256&auto=format 256w","sizes":"(min-width: 256px) 256px, 100vw"}},"layout":"constrained","backgroundColor":"#b18660","width":256,"height":256}}},"name":"Jorgensen, Brownell & Pepin, P.C."}},"site":{"siteMetadata":{"siteUrl":"https://staging-jbp-legal.netlify.app"}}},"pageContext":{"id":"-1a4e4231-0ce4-59a4-b728-59adc90585b2","prev":{"id":"-110b822a-fc44-5d0d-928c-70380d8683bf","publishedAt":"2023-10-16T18:36:00.000Z","slug":{"current":"responsible-dog-bite-animal-attacks"}},"next":{"id":"-b39af0f8-3b5e-50bd-9746-edbc9d260134","publishedAt":"2023-09-15T21:46:00.000Z","slug":{"current":"slip-fall-accidents-proving-liability"}}}},
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